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Recent Articles
Actions vs. Surveys: Everyday American’s Economic Reality
by Matt Layton, LegalShield Senior Vice President of Consumer Analytics As we released the February LegalShield Consumer Stress Legal Index (CSLI), Paul Krugman at The New York Times wrote about the gap between how Americans perceive the economy and their economic...
Want to Pay Off Debt? Explore These Tips and Actions
Debt can hang over your head and cause some serious issues. You may find yourself unable to make purchases that you need to make, getting more headaches, or even losing sleep from the stress of debt. You're probably eager to find ways to reduce debt. But do you know...
Maximizing Your Savings: How to File S Corp Taxes and Self-Employment Tax Reduction
As a self-employed individual, you probably have concerns about how to file self-employment taxes. What is self-employment tax? What do you need to know about self-employment tax reduction? Can you get better tax benefits if your company is an LLC or S corp? Your own...
Adoption
What You Need to Know About Adoption
Preparing for adoption The process of adopting a child can be daunting, expensive and even invasive, but the realization of the dream of holding your child will make it all worthwhile. The first step involves understanding what the adoption process entails. The laws...
Banking
9 Things You MUST Know About Student Loans
As the cost of higher education continues to rise many students require financial assistance to pay for school. For many students a significant portion of their financial aid consists of student loans. It's vital that students and potential co-borrowers understand the...
Recovering from Bankruptcy
Bankruptcy Bankruptcy can be both emotionally and financially stressful, but bankruptcy also offers the hope of a more financially stable future. It is important to look and plan ahead after bankruptcy. If you need assistance filing for or recovering from bankruptcy...
Billing Disputes
What To Do If You Receive a Questionable Medical Bill
Let’s be real, medical costs in the United States are both expensive and complicated. Navigating the healthcare system with its co-pays, insurance, and Medicare regulations is often confusing at best. However, it’s a different issue when you receive a medical bill...
Black Friday Shopping: Do you Know the Consumer Protection Law?
The holiday season is just around the corner, and soon/consumer-finance Black Friday will descend upon us. For some, finding the perfect gift amidst the Black Friday madness is an exciting way to get valuable items for less. But for many of us, trying to balance work,...
Woman Billed $700 for ER Visit with No Treatment. What are Your Healthcare Rights?
What if you get billed just for showing up at the ER with no treatment? When a woman in Atlanta went to an emergency room for a head injury, she left with nothing but confusion and disappointment seven hours later. That's right. After sitting in the waiting room for...
Child Custody
How To Change a Custody Order
Custody orders It is possible to change a custody order, and you also have the right to hire a family law lawyer to help with the process. The difficulty of modifying a custody order can depend on several factors, including the cooperation of the child’s other parent....
What Is an Ex Parte Custody Order?
An ex parte custody order gives temporary emergency custody to one parent based solely on that parent’s testimony that the child is in danger, with no notice being given to the other parent. This order is typically issued without giving notice to the other party in...
7 Common Child Custody Questions to Ask
Child custody legal questions Ending a relationship is difficult, particularly when there are children involved. There are many questions come up when child custody is at stake. The child custody agreement will typically include things like the amount of child support...
Child Custody, Divorce, Family Law, Minors
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Civil Litigation
Lawyer Tips: Social Media Policy for Employees
The impact of social media Newsflash: We live in an increasingly online world. Nowadays, we can communicate, get things done, take photos and videos, entertain ourselves, and do business all within the palm of our hands. When a thought or opinion comes to mind that we...
Free Britney Explained: What is a Conservatorship?
Photo Credit: Mike McGuire You’ve probably seen headlines in the news or captions on social media that feel like they’re screaming “#FreeBritney” from the rooftops. What’s going on with Britney Spears? Why is everyone saying she needs to be freed? To put it simply:...
Juveniles Tried as Adults: The Fight for Change
American teens can go to federal adult prisons. Although teenagers are considered more vulnerable, impulsive and more likely to change in the future, they can still go to federal adult prisons. While many get out of jail by their early 20’s, being thrown into federal...
Consumer Finance
Holiday Scams: How to Spot Fraudulent Schemes and What to Do if You Fall Victim
Financial fraud, identity theft, and other harmful crimes can happen to you in a moment’s notice during this busy holiday season . Holiday scammers are working overtime to steal your information, so we’ve got some important tips on scams to watch out for. What are...
Your Guide to Consumer Protection Laws: How to Handle a Damaged Holiday Purchase
In the back of your mind, you may be asking some practical questions about holiday shopping tips. What can you do if you purchase a faulty product or damaged goods arrive at your door? If the wrong item is delivered, what are your rights? Knowing your consumer rights...
Government Shutdown 2023: What Does it Mean for You?
If you’ve been keeping an eye on the news, you've probably heard that our country recently avoided a government shutdown. However, the fact that we didn't experience a government shutdown in October doesn't mean we'll avoid one entirely. By the end of 2023, we could...
Coronavirus
Coronavirus: Employee Considerations
Understanding your employee rights during coronavirus Employees everywhere have seen their job status thrown into uncertainty over the coronavirus outbreak. Store, restaurant, and office closings have left many unable to work, and those fortunate enough to be able to...
Mask Wars: Bullying on the Rise Over School Masking Policies. Know How to Protect Your Children
School is back in session, and the mask wars have begun. As American students pack up their backpacks and head back to class, some are bringing masks and others are not. To mask or not to mask? The question has sparked a polarizing controversy in schools. While many...
Calling the Shots: FDA Approved the Pfizer Vaccine. Does This Mean A Vaccine Mandate is On The Way?
The Pfizer-Biotech vaccine is now fully FDA-approved. Amid the chaos of the highly contagious Delta variant, The Food and Drug Administration (FDA) has marked a significant milestone in COVID-19 history by approving the Pfizer-Biotech vaccine. Millions of Americans...
Coronavirus, Small Business
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Divorce
What You Need to Know About Divorce
Getting a divorce The reasons for divorce vary widely. While a married couple and their children may be better off after a divorce than before, the unfortunate fact is that all parties lose something. Here are several important issues to review if you are considering...
Keeping It Civil: When To Choose An Uncontested Divorce
We’ve all heard the horror stories; a normally rational couple mutually agrees to separate, hires lawyer, and suddenly WWIII breaks out over who owns the non-working ‘80s-era microwave. Often this stems from a win/lose approach to divorce, fueled by a desire to be the...
Critical Information About Divorce
Reasons for divorce differ widely and, while couples and their children may be better off after a divorce than before, the unfortunate fact is that all parties lose something. Divorce can be emotionally and financially devastating for everyone involved. It's vital...
Employee Rights
Employee Privacy Laws
American employees have certain privacy rights when it comes to their employment. This includes the right to keep their personal emails private, the right not to be spied on, and the right to keep their social media profiles private. In this chapter, we discuss...
Paid Vacation Rights for Employees and How They are Changing the Workplace
The United States is one of the only developed countries that doesn’t require employers to guarantee paid vacation days. While employers have the right to set vacation days with employees according to their own policies and discretion, there are rules they must...
Laws That Protect Employees in The Workplace
In the 19th and early 20th centuries, there were few laws that protected workers in the United States. As time progressed, labor unions, the federal government, and the Supreme Court demanded, passed and upheld labor laws to end employee exploitation. Still, people...
Estate Planning
Considerations While You’re Planning for Retirement
Retirement offers extensive time to explore new places, pursue passions, or simply enjoy more freedom. Ideally, you get to stop working and start living the dream. But if you haven’t begun planning for retirement ahead of time, you may find yourself in a bind. It’s...
Living Trust vs Will: What’s the Difference?
Whether you have planned your estate or you haven’t even thought about that process yet, you have probably still heard the terms “Will” and “Living Trust.” These phrases may confuse you. After all, what is a Will? What is a Living Trust? Which is better—Living Trust...
What is a Trust?
A Trust is a relationship in which one party (grantor) gives a second party (trustee) the right to hold title to property or assets for the benefit of a third party (beneficiary). So what does this mean? Are you concerned about the future of your estate? Perhaps you...
Family Law
Student Privacy Laws: What are Your Rights?
Going to school means paperwork! Students must sign multiple documents to enroll, qualify for scholarships, sign up for classes, travel for coursework, and more. With all those official signatures and private information floating around, you want to make sure your...
What is a Maiden Name vs a Married Name
Marriage can change everything. When people wed each other, they begin sharing bills, responsibilities, joys, sorrows, and everything else that life brings. In many cases, the married couples will even share the same last name. Often, the woman in a marriage is...
The History of Gay Marriage
At LegalShield, our mission is to make access to justice available for all. We want to give people the legal access they deserve, when life throws legal concerns their way. We’ve assisted millions of people and businesses in protecting their rights for over 50 years....
Family Law, Home Buying, Home Selling, Small Business
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Family Law, Minors
Your Child’s Rights: Going Back to School
Legal considerations for college students Parents of college students living away from home have much to consider. In addition to obvious matters such as living quarters and class schedules, there are legal considerations. Did you know that when a child turns 18, many...
Are You Legally Responsible for Your Kids’ Actions
Being a parent isn’t easy. It is hard enough to make it through each day having bathed, fed, and kept your child reasonably happy. On top of all that, you are also legally responsible for the independent acts of your mini-me. Really. Let’s look at some of the...
8 Tips to Protect Your Kids from Cyberbullying
Cyberbullying protection The hardest problems facing children should be the ones that they find on their math tests. Unfortunately, for many, their academic challenges are nothing compared to their social struggles: nearly one in three U.S. students reports...
Guardianship
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Home Buying
8 Critical Legal Tips for Homeowners
Homeowners face unique legal issues involving insurance, homeowner associations, warranties, mortgages and more. The following tips are designed to help you plan for potential problems in the future and handle unexpected events when they occur. If you have questions,...
Should I Put My Home in a Trust?
How to estate plan for your home If you’re considering developing an estate plan (and you should!), you’ve probably given some thought as to what you want to leave to your family, and how. Your assets are more than just line items on a spreadsheet; they offer both...
5 Tips to Ensure a Smooth Home Purchase
Buying a home is no easy feat An easy and painless home-buying experience is what every family hopes for, but every potential purchase brings with it complications, expected or otherwise. You’ll likely never find a home sale that goes perfectly, but you can be...
Home Selling
When is the Best Time to Sell My Home?
Identifying the right time to sell your home Timing is everything, but it’s not always the case that we have a choice when it comes to selling our home. Life changes fast, and big life changes can necessitate a move without much consideration for what you or your...
5 Common Pitfalls to Avoid When Selling Your Home
If you’re looking to sell, you have to have your own house in order, literally and metaphorically. The selling process is difficult enough, don’t make it any harder by avoiding tasks or hiding issues, as you do not want to be the reason that a potential deal falls...
Identity Theft
9 Tips for Safe and Secure Holiday Shopping
Tis' the season for shopping and retailers big and small are enticing customers with their best deals of the year. According to TIME, this year also represented an important shift: sales in brick-and-mortar stores on Black Friday dropped from $11.6 billion to $10.4...
Landlord/Tenant
How to Negotiate a Lease
The big question: Can you negotiate a lease? You’re a business owner looking for a bigger, more prominent place to run your business. Or maybe you want to open a store in a new location. Or perhaps you need a new car, but you don’t want to buy one outright. You’ve got...
LGBTQ: What to Do if You’re Denied Housing
Home. It isn’t just a roof over your head—it provides you with a place to center yourself and leave each morning and return to each evening. If it’s a happy one, it’s filled with memories and items that bring you joy. If it’s a safe one, it brings you belonging,...
9 Tips for Landlords With Multiple Tenants on One Lease
Renting a single-family home to multiple tenants has become increasingly popular, especially in college towns and neighborhoods with a high cost of living. The tenants save money, and the landlords can walk away with considerably more income than they would from a...
Living Will
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Marriage
What Do You Need a Wedding Contract For?
You and your partner have decided to tie the knot! You feel like you’re floating as you begin the process of finding the perfect venue and vendors for your wedding day. From location and clothing to food and music, you know everything is going to be perfect. But soon,...
What is Wedding Insurance? Why Do You Need It?
Picture this: You’ve rented a beautiful venue for the wedding of your dreams. You arrive the day before your wedding to decorate and make it perfect. But you discover that the kitchen flooded overnight! You bring in some fans and try to make do. Later that same day, a...
What Is a Prenup? (And Do You Need One?)
If you are considering marriage, you have probably heard about a prenup by now. Perhaps you are trying to decide if it is a good choice for you and your future partner. This means you have questions: What is a prenup? What does it do? How do you get a prenup? How much...
Member Benefits
Enhancing Diversity, Equity and Inclusion with LegalShield
At LegalShield, Diversity, Equity and Inclusion (DEI) are at the heart of our mission to protect and empower people with equal access to the tools and services needed to live a just and secure life. What we do We create products that improve and empower the lives of...
Do You Have the Security You Deserve in 2023?
Happy New Year! Do you have any New Year's resolutions? Many folks are declaring that 2023 will be the year in which they take better care of themselves physically, emotionally and financially. Others have decided to make 2023 the year of relaxation—to focus only on...
LGBTQ: How to Celebrate Pride Parades Safely
Happy Pride Month! Every June, millions showcase their rainbow flags and clothing and gather in the streets to celebrate the "Lesbian, Gay, Bisexual, Transgender and Queer" (LGBTQ) community. Pride Month began to honor the 1969 Stonewall Uprising in Manhattan, which...
Minors
Lawmakers Change Rules About Fentanyl Test Strips—Here’s Why
The number of deaths from accidental drug overdoses on synthetic opioids like fentanyl has skyrocketed over the pandemic, and lawmakers in states like Wisconsin are changing laws to prevent more from happening. Their solution? To Decriminalize fentanyl testing strips....
How to Stop Cyberbullying & Bullying Prevention
One constant across decades of schooling is the persistence of bullying. Try as we might to stamp it out, bullying remains a pernicious force in the hallways and playgrounds of our schools and has even migrated online to smartphones and social media apps in recent...
Social Media Butterflies, Beware: Social Media Affects on Teens & Possible Legal Issues
Is social media harmful to teenagers? According to a recent report by the Wall Street Journal, Facebook studies over the past three years have shown how Instagram affects teenagers, specifically teenage girls. Researchers claim that 32% of teen girls said that...
Real Estate
Tips for Moving—Start Your Moving Process Right
Getting ready to move into a new state or even across the country? You’ve got your moving checklist full of items to pack, last-minute things to do, and where to gas up as you travel. But even moving to a new house in the same town is a big ordeal. So moving out of...
What is Digital Real Estate & How Does it Work?
Everything you need to know about the wide world of digital real estate Most of us have heard of real estate before. It’s a parcel of land that you can own, as well as the structures and natural resources that come with it. So, what is digital real estate? It is the...
7 Legal Tips for Real Halloween Scares
Be forewarned: on the night of October 31, you’ll have witches, werewolves, vampires—all manner of monsters banging down your door. Then, again, most won’t be older than nine and can be easily pacified with candy. Yes, Halloween is here, giving kids of all ages a...
Small Business
Navigating Small Claims Court: Things to Consider for Small Businesses
As a small business owner, you know the amount of legal challenges that can frequently arise. What should you do if a minor legal issue with a customer or employee turns into a legal battle? Small claims court may give you the opportunity to get quick resolution to...
Small Business Tax Planning Tips for the 2024 Tax Season
Small business tax planning can cause a headache. If this is your first year preparing for small business tax filing, you may be looking for tips on small business taxes for beginners. Perhaps you have owned your business for years, but you still need some helpful...
Celebrate Small Business Week 2023
At LegalShield, we support entrepreneurs every day, but we’re particularly excited about Small Business Week 2023 from April 30 – May 6. Small business owners and communities across the country are invited to participate in National Small Business Week and support the...
Small Business Debt Collection
Debt Collection in Small Claims Court
Debt collection is one of the most common legal issues faced by small business owners. In addition to the effect unpaid invoices have on your bottom line, debt collection can be stressful and time-consuming. Your LegalShield provider law firm is ready to help by...
Small Business Owner’s Guide to Debt Collection
8 things you can do to improve your debt collection practices Most small business owners do not have the time, energy or resources to deal with prolonged debt collection efforts on their own. As a LegalShield member, you have the dedicated support of your LegalShield...
8 Critical Steps for Small Business Debt Collection
Debt collection is one of the top 10 legal issues faced by small business owners. Prolonged debt collection efforts can cost your business time and resources well beyond the initial amount owed. There are proactive steps you can take to help decrease the need for debt...
Taxes
Considerations While You’re Planning for Retirement
Retirement offers extensive time to explore new places, pursue passions, or simply enjoy more freedom. Ideally, you get to stop working and start living the dream. But if you haven’t begun planning for retirement ahead of time, you may find yourself in a bind. It’s...
How to File a Tax Extension
Taxes, taxes, taxes. Around this time of year, taxes seem to be all you can think about. But even if they are constantly on your mind, it’s easy to miss the window when you are supposed to file the paperwork. What happens if you miss the deadline to file your tax...
Estate Planning Tips: Understand & Reduce Your Estate Taxes
Estate planning is a general term that can apply to many different areas of life. However, in its broadest sense, estate planning is the transfer of responsibility and ownership over property to parties legally obligated to respect the wishes of the original property...
Traffic Violations
What Are Your Rights if Police Ask to Search Your Car?
The panic of being pulled over Have you been driving and suddenly felt the spine-chilling panic of seeing blue and red flashing lights in your rearview? If you’re like most people, you know all too well how scary it can feel to be pulled over by the police, even when...
8 Tips on Avoiding Holiday Traffic & Traffic Violations
Heavy holiday traffic will create hazards on the roads. It’s that time of year again! If you haven’t traveled home already, you will likely hit the road in the next few days. Like millions of other Americans, you may be driving a long distance to visit family, or even...
Rideshare Drivers & Traffic Moving Violations: Protect Your Driving Record
Over the past several years, rideshare companies and their drivers have provided an invaluable and relatively affordable service for people on the move. Plus, these transportation options provide employment for many drivers. Although there have been contentious issues...
Uncategorized
Tips for Becoming a Mompreneur: How to be an Entrepreneur
Liz Foo-Lequeux thought that working hard and dedicating herself to her career would create financial prosperity for her family. However, when she found herself working 12 hours per day for six days per week while still struggling to get ahead, she realized that...
Remembering Canadian Ambassador Ken Taylor
Canadian Ambassador Ken Taylor passed away yesterday, October 16, 2015. He was the Ambassador to Iran who sheltered six members of the U.S. Embassy staff during the Iranian revolution and arranged for their safe return to the United States. Rip Mason, chairman of the...
5 Ways to Prepare for an Emergency
Advanced preparation tips for natural & man-made disasters No matter where you live it is important to prepare for both natural and man-made disasters. Advanced preparation may help spare you some of the challenges that come during a disaster and in the aftermath....
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