FDCPA and Collecting Small Business Debt

Small Business Collections and the FDCPA

A business will often be required to seek collection of debt owed their business or may need to dispute a debt a third party is seeking to collect from the business. Getting advice from a provider attorney can help you know your rights and obligations related to these business matters. LegalShield is here to provide access to legal help for your business.

Fundamentals of the FDCPA

If your business is involved in a debt collection situation, know that all third party collection agencies are obligated to follow the FDCPA. Here are a few of the prohibited practices. 

  • Calling outside of 8:00am-9:00pm local time

  • Continuing contact after a request to stop

  • Harassing debtors with excessive contact

  • Contacting a debtor who is known to be represented by an attorney

  • Threatening arrest or legal action

  • Using profane or abusive language

  • Misrepresentation or deceit

  • Reporting false information on a consumer's credit report

Whether you are the debtor or the creditor, having a provider attorney on your team can reduce stress and help you reach a positive outcome. Join LegalShield today and you can be on the phone with a provider attorney in as little as 4 hours. You’ll get the advice you need to take the next right step.

Understand the Fundamentals of the FDCPA
Debt Documents and the FDCPA

Debt Documents and Collection

Most collection situations involve contracts, demand letters, email communications or other documents that may affect the debt collection process. Knowing your rights and having access to legal assistance for your business is important.

LegalShield business plans allow you to submit documents related to business legal matters to your provider attorney and have them provide feedback and advice relevant to your situation. Depending on the type of plan, a designated number of document reviews are included each month and year at no additional charge. Your provider attorney can write a letter or make a phone call on behalf of your business. Depending on the type of plan, a designated number of debt collection letters are included each month at no additional charge, You no longer have to stress and guess about your rights and responsibilities.

Have an Attorney Assist You

If your business is being contacted by a collection agency or you need assistance collecting a debt owed to your organization, a  provider attorney can help.

  • Have your provider attorney send a letter to stop collection agencies from contacting you

  • Have your attorney draft an FDCPA compliant collection letter on your behalf

  • Have your attorney call debtors or collection agents to seek settlement of a disputed debt
  • If your business needs to file a lawsuit or you get sued, your provider attorney can represent your business. If your business if the plaintiff filing a lawsuit, there is a 25% discount available from the standard corporate hourly rate of the provider attorney.

Regardless of which side of a debt dispute your business is on, rest assured there is a LegalShield business plan  that can provide access to legal help for your business with  the situation, which can save you money.

Have an FDCPA Attorney Represent You
Al Scott Photography
Texas Member
Dear LegalShield, I am writing you this letter to say thank you for all of your assistance. I am a professional photographer by trade and I have used LegalShield for everything from trademarking advice to collecting outstanding debts from clients. All in all, I can't believe the help and advice that I have received for such a reasonable fee, the service has more than paid for itself and it is priceless to have someone that I can talk too fast with knowledgeable legal advice. Thank you.
Get Help From a Collection Attorney Today
Plans Start at Only $39.00 Per Month

Key Features of Our Small Business Legal Plans

LegalShield’s business plans can help you in the following areas.

Legal Consultation

Speak with your provider attorney on an unlimited number of business legal issues.
One hour of legal research on each matter is included at no additional charge.

Letters & Calls

Your provider attorney can make phone calls or write letters on your behalf.
Depending on the type of plan, a designated number of debt collection letters are included each month at no additional charge.

Documents & Contracts

Have your provider attorney review documents and draft contracts.
Preparation of documents is provided under the preferred member discount.

Trial Defense

Your  provider attorney can defend you in covered civil lawsuits.
Depending on the type of plan, a designated number of pre-trial and trial hours are included at no additional charge.