The following are covered:
- The member
- The member’s spouse
- Never-married dependent children of the member or member’s spouse who are under 26 and living at home
- Children under age 18 for whom the member or member’s spouse is the legal guardian
- Full-time never-married students under 26 years old if the student is a dependent of the member or member’s spouse
- Any dependent child, regardless of age, who is incapable of sustaining employment because of mental or physical disability and who is chiefly dependent on the member or member’s spouse for support.
Note: Trial Defense, where available, provides benefits for the member and/or the member’s spouse only. Be sure to check the specific contract in your state.