With a LegalShield legal plan, you will be able to deal with a variety of home issues. Below are some of the home issues our legal plans cover and the support provided by our Provider Law Firms.
Legal services may vary by state. See the Personal Legal Plan section of this website for more details.
Residential Loan Document Assistance
LegalShield’s residential loan document assistance service provides any and all residential loan documents that are required by the lending institution, but not provided or prepared by the lending institution, to be prepared by the Provider Law Firm. Review of documents that have already been prepared by the lending institution will also be provided by the Provider Law Firm.
Property Disputes and Questions
A LegalShield Provider Law firm will provide advice, consultation and document review for all personal real estate matters including :
- Boundary or title disputes
- Landlord/ tenant issues
- Security deposit disputes
- Property tax assessments
- Home equity loans
- Mortgage issues
More specific services will be provided under the preferred member discount.
Foreclosure, Repossession and Garnishment Defense
A LegalShield Provider Law Firm will provide assistance including advice concerning any creditor issue to limit creditor harassment. The Provider Law Firm may represent the member in the defense of a covered lawsuit in state or federal district court for foreclosure, repossessions or debt collection based upon the number of hours available as defined by the membership year, as long as, in the provider’s independent judgment, there is a meritorious defense. For example, the first membership year has up to 60 trial hours with 2.5 hours of pre-trial.
Tenant Rental Issues
Enforcement and defense against covered disputes with your landlord about your rights, agreement or obligations as a renter/ tenant for your primary residence including coverage for tenant eviction defense.
The action must be filed in a state or federal district court. A LegalShield Provider Law Firm will provide services under the schedule of hours based on membership year.
Property Tax Assessment
A LegalShield Provider Law Firm will provide advice, consultation and document review on property tax assessment issues, such as tax assessment review or appraisal by state or local tax authorities, or the annual assessment in connection with the sale or purchase of a home.
A LegalShield Provider Law Firm will provide advice, consultation and document review on zoning applications, which includes advice on county, city or state codes and ordinances and the general process for obtaining necessary variances or permits or licenses; review of building or construction codes of real property.