Legal Solutions to Frustrating Financial Problems
Whether it’s a billing dispute with a utility company, an argument with a home contractor or a scary audit by the IRS, problems that involve your money can create a tremendous amount of stress.
For as little as $24.95 per month, you can get legal advice to help you handle financial fights from a position of power and even have an attorney write letters or make phone calls to force people and corporations to treat you fairly.
Every Imaginable Financial Problem is Covered
Your legal plan allows you to contact your attorney to get legal advice and support with any area of law.
Marriage & Divorce
Get Better Results by Negotiating From a Position of Power
Large organizations sometimes hide behind layers of bureaucracy and rely on corporate policies designed to demoralize customers until they give up. One of the most powerful things you can do to battle the big boys is to speak with a consumer finance attorney that can help you understand the law, your rights and coach you to negotiate from a position of power.
The negotiation dynamic can change dramatically if you contact a company armed with legal knowledge and strategy. When you join LegalShield, you can speak with a consumer finance attorney for an unlimited number of minutes on an unlimited number of matters.
Don’t let big organizations push you around and stress you out. Push back with powerful negotiation tactics that will provide the financial relief you deserve.
Gain Clarity About Confusing Documents & Infuriating Policies
Many financial disputes involve electronic or written documents that dictate the rules for resolution. However, most people never read the terms and conditions of the online agreements they sign and government forms can seem like they were purposely designed to be confusing. The paperwork used by banks and car companies can appear as if they were written in an alien language.
Having a clear understanding of the legal elements and policies included in documents relevant to the financial issue you’re facing is an important first step in relieving stress and resolving the situation.
A LegalShield membership allows you to send any documents, up to 15 pages each, to your attorney for review and feedback. There is no additional fee for this valuable benefit and you can submit documents right through our smartphone app.
Have an Attorney Fight For Your Rights and Get Better Results
While it’s great to get legal advice, sometimes you need the authoritative voice of an attorney to get results. For example, an attorney calling a collection agency that’s harassing you about a medical bill or writing a letter to your health insurance company on their firm letterhead usually gets better results than you sending yet another email to customer service.
LegalShield plan benefits include having your attorney write letters and make phone calls on your behalf. Whether you’re already at your wits end or you'd rather not even get involved in the first place, you can take a deep breath and let our provider attorneys handle financial disputes, IRS tax audits and a variety of other common issues for you.
Frequently Asked Questions
What is a pre-paid legal plan and how does it work?
Instead of paying an attorney by the hour, you pay a small monthly fee (starting at $24.95) and have access to an independent attorney that will provide a huge variety of legal services without a huge legal bill. Services like consultation with an attorney, document review, drafting of debt collection letters and defense at civil trials are included as standard benefits. Using the plan just once can save you literally thousands of dollars. Watch the video on our home page for more information.
Using the plan is as simple as signing up and contacting our team. Once you’re a member, customer support will connect you with an independent attorney in your area who specializes in the specific legal issue with which you need help. Also, you can download our super simple app to quickly access your legal benefits and member perks anytime.
How long after I join can I use the plan?
You can use your plan as soon as your membership application is reviewed and your account is set up. The review process takes 12 - 24 hours (or less) from the moment you purchase your plan (on regular business days). Once accepted, you can be in contact with an attorney in 4 hours or less and begin to use the plan benefits and member perks outlined in the membership agreement right away.
Can an attorney really help with relatively small financial disputes over things like a phone or medical bill?
If you’ve tried to resolve a situation yourself and have reached what seems like a dead end, call your attorney. They can provide advice that may make your next attempt more successful. If that’s does not work, your attorney can take over and handle the issue for you. Either way, you win, for a fraction of normal attorney’s fees.
What if I get sued or need to take someone to court to resolve my consumer finance issue?
All personal plans from LegalShield include trial defense representation if you or a covered spouse is a named defendant in a civil suit. You get 60 hours of attorney time during your first year and it increases each of the first five years until you max out at 300 hours.
Should you and your attorney deem it necessary to file suit against an individual or organization, you can hire your attorney to represent you at trial for 25% off of their standard hourly rates.
How much can I save with a membership?
The average attorney in the US charges between $150 - $400 per hour. If you use your membership for even just a few hours a year you could easily save over $1000. If you have a bunch of small legal issues or one rather complicated issue, you can easily save multiple thousands of dollars over hiring an attorney directly. Not to mention the stress you’ll save by having an attorney on call instead of trying to handle legal issues yourself. Also, the attorneys in our network often help our members recover thousands of dollars of damages or avoid thousands of dollars in fees over what they would have experienced had they tried to resolve the legal issue themselves. Obviously every member and usage situation is different, but when used correctly, your membership can easily save significant amounts of money. Not to mention savings from our member perks.
How can I receive all these legal services for only $24.95?
If attorney’s charge hundreds of dollars an hour, how can I receive hours and hours of legal services, document preparation and trial defense, plus insane retailer discounts, for such a small fee? We get this question a lot. The answer is actually pretty simple.
We have had 4.1 million members. Most of them do not need legal help each month. As such, the fees we collect allow us to pay the law firms monthly to provide services to the members that do need it and still make a profit. Also, retailers want to partner with us to expose their services to our membership. You save. You get protected. The attorneys and LegalShield make a fair profit. The retailers get new customers. It’s a win all the way around. Few things in life are that good. LegalShield is.