Workers’ Compensation Help for Employers
Workers’ compensation insurance can cover your business in the event of an employee injury. But what happens when you face false claims and rising premiums? Getting advice from an attorney with a LegalShield Small Business Plan can help guide you to the right solution.
How Workers’ Compensation Works
Workers’ compensation laws require employers to provide financial assistance to employees injured on the job. In most states, all employers are required to carry workers’ comp insurance. However, every state has its own laws and you need to be aware of your rights and obligations based the location of your business.
For example, any size business failing to carry insurance in California is subject to criminal penalties including up to a year in jail whereas, in Mississippi, employers with less than 5 employees are not required to have workers’ comp insurance.
If you have questions about the workers’ comp laws in your state or one of your employees has been injured and you need guidance, join LegalShield today and you can be on the phone with an employment attorney in as little as 4 hours.
Dealing With Workers’ Compensation Claims
Valid claims will be paid by your insurance carrier. While that may be comforting to some degree, excessive claims can increase your premiums and cause other financial problems such as work stoppage or the need to hire and train a temporary replacement.
Your first line of defense is providing a safe work environment. Creating employee handbooks and making sure you’re following state law are good first steps. If you are facing a false or frivolous claim by an employee, you may need additional help.
Whether you need basic legal advice on your current employee policies or you’re dealing with a difficult workers’ comp dispute and need hands on legal support, LegalShield plans provide the services you need for a fraction of normal attorney fees.
Have an Employment Attorney Represent You
While your workers’ comp insurance carrier may handle claims, there are several scenarios that may require you to have your own legal representation.
• To help you provide documentation and arguments to fight a false claim
• To write letters or make phone calls to employee’s lawyer
• To defend you at trial should you be sued over a workplace injury
All small business plans from LegalShield include benefits like unlimited consultation, document review, attorney drafted letters and phone calls on your behalf to resolve legal issues. Our SMB 50 and 100 plans include 75 hours of trial defense for no additional fee.
Regardless of your specific legal need, we suggest you review plan details and pricing to find the membership level that best fits your situation.
How a Legalshield Small Business Plan Works for Employment Law
Your business pays a small monthly fee starting at $39.00 per month and gets legal advice, document review and attorney representation services you can use to deal with any workers’ compensation issue.
Key Features of Our Small Business Legal Plans
LegalShield’s business plans can help you in the following areas.
Speak with your attorney on an unlimited number of business legal issues.
One hour of legal research on each matter is included at no additional charge.
Your attorney can make phone calls or write letters on your behalf.
Debt collection letters are included at no additional charge.
Have your attorney review documents and draft contracts.
Legal forms are included at no additional charge.
Your attorney can defend you in covered civil lawsuits.
Pre-trial hours included at no additional charge.