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How Workers’ Compensation Works
Workers’ compensation laws require employers to provide financial assistance to employees injured on the job. In most states, all employers are required to carry workers’ comp insurance. However, every state has its own laws and you need to be aware of your rights and obligations based the location of your business.
For example, any size business failing to carry insurance in a particular state could face stiff penalties, where an employer in another state with less than 5 employees are not required to have workers' comp insurance.
If you have questions about the workers’ comp laws in your state or one of your employees has been injured and you need guidance, join LegalShield today and you can be on the phone with a provider lawyer in as little as 4 hours.
Get Access to a Workers' Compensation Lawyer
While your workers’ comp insurance carrier may handle claims, there are several scenarios that may require you to have access to a workers' compensation lawyer.
- To help you understand your rights and obligations under the law as an employer
- To write letters or make phone calls on behalf of your business
- To review documents related to your business and insurance coverage.
All small business plans from LegalShield include benefits of legal consultation, document review, lawyer-drafted letters and phone calls on behalf of your business to help resolve legal issues. Our Small Business Legal Plus and Small Business Legal Pro plans include an optional trial defense add-on for only $14.95/month that provides a designated number of pre-trial and trial hours.
Regardless of your specific legal need, we suggest you review plan details and pricing to find the membership level that best fits your situation.