Workers’ Compensation Help for Employers
Workers’ compensation insurance can cover your business in the event of an employee injury. But what happens when you face false claims and rising premiums? Getting advice from an attorney with a LegalShield Small Business Plan can help guide you to the right solution.
How Workers’ Compensation Works
Workers’ compensation laws require employers to provide financial assistance to employees injured on the job. In most states, all employers are required to carry workers’ comp insurance. However, every state has its own laws and you need to be aware of your rights and obligations based the location of your business.
For example, any size business failing to carry insurance in a particular state could face stiff penalties, where an employer in another state with less than 5 employees are not required to have workers' comp insurance.
If you have questions about the workers’ comp laws in your state or one of your employees has been injured and you need guidance, join LegalShield today and you can be on the phone with a provider attorney in as little as 4 hours.
Dealing With Workers’ Compensation Claims
Valid claims will be paid by your insurance carrier. While that may be comforting to some degree, excessive claims can increase your premiums and cause other financial problems such as work stoppage or the need to hire and train a temporary replacement.
You should make sure you are providing a safe work environment and following all laws. Creating employee handbooks can be key. If you are facing a false or frivolous claim by an employee, you may need additional help.
Whether you need basic legal advice on your current employee policies or procedures, state requirements, or you're dealing with a difficult workers' comp dispute, LegalShield small business plans provide legal services you need for a fraction of the normal attorney fees.
Get Access to a Workers' Compensation Attorney
While your workers’ comp insurance carrier may handle claims, there are several scenarios that may require you to have access to a workers' compensation attorney.
• To help you understand your rights and obligations under the law as an employer
• To write letters or make phone calls on behalf of your business
• To review documents related to your business and insurance coverage
All small business plans from LegalShield include benefits of legal consultation, document review, attorney drafted letters and phone calls on behalf of your business to help resolve legal issues. Our Small Business Legal Plus and Small Business Legal Pro plans include an optional trial defense add-on for only $14.95 that provides a designated number of pre-trial and trial hours.
Regardless of your specific legal need, we suggest you review plan details and pricing to find the membership level that best fits your situation.
How a LegalShield Small Business Plan Works for Employment Law
Your business pays a small monthly fee starting at $49.00 per month and gets legal advice, document review and attorney representation services you can use to deal with any workers’ compensation issue.
