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Workers’ Compensation insurance can cover your business in the event of an employee injury. But what happens when you face false claims and rising premiums? Getting advice from a lawyer with a LegalShield Small Business Plan can help guide you to the right solution.
Workers’ Compensation laws require employers to provide financial assistance to employees injured on the job. In most states, all employers are required to carry Workers’ Comp insurance. However, every state has its own laws and you need to be aware of your rights and obligations based the location of your business.
For example, any size business failing to carry insurance in a particular state could face stiff penalties, whereas an employer in another state with less than 5 employees is not required to have Workers’ Comp insurance.
If you have questions about the Workers’ Comp laws in your state or one of your employees has been injured and you need guidance, join LegalShield today.
Valid claims will be paid by your insurance carrier. While that may be comforting to some degree, excessive claims can increase your premiums and cause other financial problems such as work stoppage or the need to hire and train a temporary replacement.
You should make sure you are providing a safe work environment and following all laws. Creating employee handbooks can be key. If you are facing a false or frivolous claim by an employee, you may need additional help.
Whether you need basic legal advice on your current employee policies or procedures, state requirements, or you’re dealing with a difficult Workers’ Comp dispute, LegalShield small business plans provide legal services you need for a fraction of the normal lawyer fees.
While your Workers’ Comp insurance carrier may handle claims, there are several scenarios that may require you to have access to a Workers’ Compensation lawyer.
All small business plans from LegalShield include benefits of legal consultation, document review, lawyer-drafted letters and phone calls on behalf of your business to help resolve legal issues. Our Small Business Legal Plus and Small Business Legal Pro plans include an optional trial defense add-on for only $14.95/month that provides a designated number of pre-trial and trial hours.
Regardless of your specific legal need, we suggest you review plan details and pricing to find the membership level that best fits your situation.
LegalShield’s business plans can help you in the following areas.
Legal consultation from a provider lawyer on business legal matters, with legal research for each issue, if needed.
Receive help with business legal matters more efficiently with professional communications issued on your behalf.
Put business-related legal documents through legal review.
A collection letter from a provider lawyer could help you recoup payments more efficiently.
Finding solutions to your legal issues doesn’t have to be stressful, complicated or expensive. LegalShield puts the power of legal representation within reach of any individual, family, or business. We work hard to make it easy, simple, and affordable to get the legal help you need, when you need it.