LegalShield Blog
Explore our blog for the latest news, advice, and more across the world of legal coverage.
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Recent Articles
Your Guide to Consumer Protection Laws: How to Handle a Damaged Holiday Purchase
In the back of your mind, you may be asking some practical questions about holiday shopping tips. What can you do if you purchase a faulty product or damaged goods arrive at your door? If the wrong item is delivered, what are your rights? Knowing your consumer rights...
Signing a Daycare Contract
If you are a busy parent of a small child, you know how essential daycare can be to make your family’s life easier! As you drop your little one off for the day, you want to rest easy knowing they are in good hands. A daycare contract is critically important for you...
Why College Students Need a Durable Power of Attorney
Parents of college students know how stressful it can be to have a child away at school. Whether it’s the beginning of their university adventure or they are seasoned under-grads, it’s never too late for you to help your child with their financial and medical needs,...
Adoption
What is the Process to Adopt a Child?
Legally Adopting a Child Understanding the legal process to adopt a child can help you make important choices about your options. The legal process and related costs to adopt varies depending on the type of adoption, state law, and a number of other factors....
What Are Adoptive Parents Rights & Responsibilities?
What Are Adoptive Parents' Rights? Adopting parents will assume the same legal rights as birth parents when the adoption is finalized. The adopted child will be seen as the biological child of the adoptive parents in the eyes of the law. As such, it’s essential to...
Thinking About Adoption? 3 Things To Consider
1. What are the most common legal obstacles to the adoption process? Birth parents and consent Seeking to adopt a baby can potentially present complications for adoptive parents. Sometimes a birth parent will change their mind and challenge an adoption. Most states...
Banking
Changes to the PSLF Student Loan Forgiveness Program: Are You Eligible?
What is Public Service Loan Forgiveness (PSLF), and what's the problem? Congress created the Public Service Loan Forgiveness Progam (PSLF) in 2007 to encourage more college grads to pursue jobs in public service. The promise: If employees of governments or nonprofits...
Take Action Now to Reduce Your Debt
When bills and collection notices pile up they begin to feel insurmountable. If you are struggling with debt, know that you are not alone; millions of people in the U.S. and Canada are also struggling with debt. Renowned figures like Abraham Lincoln, Thomas Jefferson,...
Student Loans: 10 Things You Need to Know
As the cost of higher education continues to rise many students require financial assistance to pay for school. For many students, a significant portion of their financial aid consists of student loans. Both students and potential co-borrowers need to understand the...
Billing Disputes
The No Surprises Act: What You Should Know
The No Surprises Act targets medical bill surprises If you’re like most Americans, “invoice” is probably your least favorite word. “Surprise invoice,” though, is on a whole different level of nightmare. If you haven’t experienced it yourself, you’ve probably at least...
A Real Estate Developer is Beginning to Accept Crypto for Payments. What Do You Need to Know About Investing in Crypto?
A real estate development company will start accepting digital currency for properties. By this point, you’ve probably heard at least a bit of the stir around currencies like Bitcoin, Dogecoin and other cryptocurrencies (cryptos). After a breakthrough in 2021 of this...
5 Tips for Managing Your Money During Inflation
This year, rising prices have cost consumers their confidence in the economy. As we have all witnessed at the gas station and grocery store, prices are skyrocketing due to inflation. In fact, prices jumped in November to 6.8% over the previous year, according to the...
Child Custody
Co-Parents: 6 Tips to Share Child Custody this Summer
Co-parenting during the summer It’s officially summer, and in addition to the freedom of wearing bright colors and white pants again, families have the freedom to spend more quality time together with the school year out of the way. Cue family vacations, s’more...
Navigating Holiday Child Visitation During a Marriage Separation
Most people don’t go into a marriage thinking they will later separate or divorce. But life happens; people change and sometimes they don’t change at all. For many newly single parents, the holidays can be a painful reminder of the difficult emotions and circumstances...
How Are Child Custody Arrangements Made?
Best Interests of the Child Child custody arrangements are usually made through a court-approved agreement, or through court orders following a hearing or trial. Child custody arrangements or parenting plans are legal documents that are either approved or mandated by...
Child Custody, Divorce, Family Law, Minors
When is it Time to Make a Child Support Modification?
When parents separate, child support agreements are often put in place to ensure that children (and their custodial parent) have the financial resources they need for food, clothing, education, healthcare, and all of the other expenses that come with raising a child....
Civil Litigation
Depp v Heard Trial: What is Defamation?
Johnny Depp v. Amber Heard trial, explained It seems like all of America is tuning in to watch Johnny Depp and Amber Heard battle it out in a defamation trial to uncover the truth of abuse in their year-long marriage. While a lot has happened since the beginning of...
Understanding the Small Claims Court Process in 5 Steps
It’s an unfortunate fact of life that sometimes, people don’t pay you what they owe. This, obviously, applies to so many situations, from late rent to contractually owed amounts to money owed for work done. There’s a perfect venue for such disputes, especially if the...
Lawyer Tips: Social Media Policy for Employees
The impact of social media Newsflash: We live in an increasingly online world. Nowadays, we can communicate, get things done, take photos and videos, entertain ourselves, and do business all within the palm of our hands. When a thought or opinion comes to mind that we...
Consumer Finance
Your Guide to Consumer Protection Laws: How to Handle a Damaged Holiday Purchase
In the back of your mind, you may be asking some practical questions about holiday shopping tips. What can you do if you purchase a faulty product or damaged goods arrive at your door? If the wrong item is delivered, what are your rights? Knowing your consumer rights...
Government Shutdown 2023: What Does it Mean for You?
If you’ve been keeping an eye on the news, you have probably heard that our country recently avoided a government shutdown. However, the fact that we did not experience a government shutdown in October does not mean we will avoid one entirely. By the end of 2023, we...
How to Apply for Student Loan Forgiveness
Student loans. What a frightening phrase to read! Have you been desperately scanning the internet, searching for answers to questions like, “Student loan forgiveness 2023” and “How to get student loan forgiveness?” It can be a daunting task to even start the search...
Coronavirus
Omicron is Causing Mass Worker Shortages. What Should Business Owners Do When They’re Short Staffed?
"I tested positive for COVID-19, so I can't come to work today." Millions of Americans have tested positive for Omicron, the latest COVID-19 strain, and businesses industry-wide are facing the consequences. With so many staff members out sick and workloads continuing...
Southwest Airlines Employee Got Punched by a Passenger. Do You Know Your Airline Passenger Rights?
A Southwest Airlines flier punched an employee, and this is not the first unruly traveler of 2021. When you pack up your briefcase and get ready for work, you would never expect to get there and get punched in the face – right? For many airline employees, however,...
“I Quit”: Why Are Americans Quitting Their Jobs and How Do Employment Rights Take a Part in This?
Over the past several months, millions have decided to quit their jobs. According to the Bureau of Labor Statistics, nearly 4 million Americans quit their job in July. This trend is nothing new – these numbers started soaring over the spring and have been consistent...
Coronavirus, Small Business
Can I Require My Small Business Employees to be Vaccinated Against COVID-19?
Navigating the pandemic has been difficult for all, particularly small businesses. Supply chain issues, travel restrictions, and a labor shortage have hampered companies of all sizes. Some businesses that proactively implemented mandatory vaccination policies have...
Divorce
How to File for Divorce
Nobody plans to get divorced when they first marry each other. But over time, things happen to cause huge rifts in the marriage. Many couples find themselves blindsided when divorce becomes a serious concern. No matter why divorce happens, it can be complicated,...
7 Tips When Going Through Divorce
The pandemic has taken a toll on marriages It’s no secret that since the pandemic began in 2020, the world has taken on a lot of stress. Much of that tension falls on relationships and marriages, and there has been an uptick in divorces in recent years. In fact,...
Bill and Melinda Gates Divorce with No Prenup – Why Having an Exist Plan is Critical
After 27 years of marriage, Bill and Melinda Gates are getting divorced. And while that news is massive in its own right, we’re more concerned with the legal aftermath of the mess because this couple, one of the wealthiest in the world, does not have a prenuptial...
Employee Rights
Your Guide to Employee Rights
When it comes to work, everyone expects to be treated fairly and enjoy the work they’ve been hired to do. But unfortunately, many Americans are subject to cruel and illegal treatment by their employers. Whether it’s wrongful termination or sexual harassment, or many...
Wrongful Termination: What is it?
Employees are sometimes wrongfully terminated from their jobs. This can happen for a number of reasons, such as discrimination, retaliation, or simply because the employer wants to get rid of the employee. If you have been wrongfully fired from your job, there are a...
Random Drug Testing at Work. What are Your Rights?
It's no secret that random drug testing is becoming increasingly common in workplaces across the United States. Since federal laws mandated employer-issued drug guidelines in 1988, companies across the country have rushed into compliance. But what are your rights when...
Estate Planning
Should a Married Couple Create a Joint Will?
A Will is one of the most crucial legal documents you can have in place. It allows you to help protect your loved ones, establish who gets your assets, designate donations and property distribution, and make other critical decisions for after your passing. If you are...
Living Trust vs Will: What’s the Difference?
Whether you have planned your estate or you haven’t even thought about that process yet, you have probably still heard the terms “Will” and “Living Trust.” These phrases may confuse you. After all, what is a Will? What is a Living Trust? Which is better—Living Trust...
What is a Trust?
A Trust is a relationship in which one party (grantor) gives a second party (trustee) the right to hold title to property or assets for the benefit of a third party (beneficiary). So what does this mean? Are you concerned about the future of your estate? Perhaps you...
Family Law
Signing a Daycare Contract
If you are a busy parent of a small child, you know how essential daycare can be to make your family’s life easier! As you drop your little one off for the day, you want to rest easy knowing they are in good hands. A daycare contract is critically important for you...
Why College Students Need a Durable Power of Attorney
Parents of college students know how stressful it can be to have a child away at school. Whether it’s the beginning of their university adventure or they are seasoned under-grads, it’s never too late for you to help your child with their financial and medical needs,...
Elder Law: Top 5 Things to be Aware Of
Keep elder family members legally protected by being informed about elder law. See how LegalShield's plans help you answer tough legal questions. Elder law is a general term for a very important area of legal practice. You may wonder when, why, and how it may apply to...
Family Law, Home Buying, Home Selling, Small Business
What You Need to Know about Pandemic Relief Programs Expiring and What it Means for the Economic State
LegalShield data show overall consumer stress remains muted. Despite economic challenges faced by American consumers, the LegalShield Economic Stress Index shows overall consumer stress remains at bay as we enter the fourth quarter of another pandemic year. While the...
Family Law, Minors
Legal Responses & Consequences of Cyberbullying
Cyberbullying has become an all-too-common event in daily life. The Pew Research Center tells us that 66% of all Americans have witnessed online harassment, while 41% have experienced it themselves. Who are the bullies? They can be your classmates, co-workers or...
Paris Hilton Urges Reform. What is a Congregate Care Facility?
Paris Hilton recently urged lawmakers on Capitol Hill to reform young congregate care facilities in the U.S. You may know of Paris Hilton – but do you know her whole story? Until she recently shared her personal traumatic experiences during her teen years, not many...
If Your Child is Being Bullied, School Policy Can Help
Since 1999, every state has passed laws to address the problem of school bullying. Public awareness about bullying and the harm it causes has increased, and many school districts have adopted anti-bullying policies. Yet, bullying has become an even greater problem. To...
Guardianship
Types of Guardianship & What Will Work for You
Seeking guardianship for a loved one is a request to the court for decision-making power about where they will live, the medical care they will receive, or how they will handle their finances. Choosing a guardian itself is difficult, and sometimes an emotional...
What is a Legal Guardianship & What is its Purpose?
Sometimes, a loved one is unable to take care of their own physical and financial needs. Legal guardianship is established when a person petitions their local court to allow them to act on behalf of a loved one who cannot make decisions on their own, and usually...
How to Obtain Legal Guardianship
Family courts assign legal guardianship for minor children under the provisions set by state laws. There are several situations that may prompt parents to appoint a legal guardian for their children. In some cases, a parent may suffer from an illness or disability. In...
Home Buying
Is Your Home Sturdy & Safe? 4 Tips to Avoid Red Flags with Your HOA Fees and Contract
On June 24, 2021, tragedy struck at the Champlain Towers South in Surfside, Florida. Families and individuals in Surfside, Florida are mourning the tragic loss of many residents of a condo building in Florida that tragically collapsed on the night of June 24....
Home Buyers: Read Your Contracts Fine Print For Any Possible Risks
After Building their Dream Home, a Fort Worth Family Got the Rug Pulled Out From Under Them Every home buyer’s worst nightmare: Spending time and energy into building your dream home only for something to go terribly wrong with the deal in the end. That’s exactly what...
What to Look out for When Buying a Home
How to Avoid Home Buying Missteps Trying to buy a home is exciting and a little bit terrifying, and possibly overwhelming for those unprepared for the work and the details. If you’re new to the home-buying process or just unfamiliar with what’s involved, it can be...
Home Selling
How to Start the Legal Process of Selling Your House
Selling a home, just like buying one, is among the largest financial transactions you will undertake. It can also be the most stressful, given that you’re dealing with relocation at the same time. To help make it all go a bit easier, here are the 10 essential steps to...
9 Reasons to Use a Real Estate Attorney to Sell Your House
Many homebuyers find themselves asking, “Do I need a lawyer to sell my house?” While hiring a real estate attorney to help you navigate the home-selling process may seem like a luxury, and an expensive one at that, it may be essential. In fact, many states require...
What is the Best Time of Year to Move?
Not all of us have the luxury of choosing when to move, but if you’re undecided on your moving date, there are many perks to moving in different seasons. You’re close to setting a moving date and you know your basic moving costs and you’re getting ready to pack up....
Identity Theft
Do You Have the Security You Deserve in 2023?
Happy New Year! Do you have any New Year's resolutions? Many folks are declaring that 2023 will be the year in which they take better care of themselves physically, emotionally and financially. Others have decided to make 2023 the year of relaxation—to focus only on...
States are Pushing for Privacy Laws in 2022: Here’s What to Look Out For
In 2022, State Lawmakers are Committed to Focusing on Privacy Over the years, federal lawmakers have slowly crept to pass new rules for the tech industry, but no noticeable improvement has been made. This year, states vow to plow forward in tackling key privacy...
Protect Yourself from Cyber Monday Scams
Cyber Monday has surpassed Black Friday as the biggest shopping day of the year in the United States. As a result, online shopping scams and legal disputes have greatly increased. It is important to do your homework and protect your holiday shopping budget from...
Landlord/Tenant
Do You Need Moving Insurance?
Moving is a huge project, even if you are just moving across the street. If you are hiring movers to help, that adds a whole new layer of complexity. Movers are professionals, but accidents can still happen. Getting insurance for moving will help protect you from high...
Tips for Moving—Start Your Moving Process Right
Getting ready to move into a new state or even across the country? You’ve got your moving checklist full of items to pack, last-minute things to do, and where to gas up as you travel. But even moving to a new house in the same town is a big ordeal. So moving out of...
What is Renters Insurance and Why is it So Important?
If you are renting your home, you already know about the struggles that renters face. You may have dealt with leaky pipes, A/C problems, issues with the rent, landlord/tenant arguments and more. But renters insurance might be something you have not thought much about....
Living Will
The Importance of a Living Will
What is a Living Will? A Living Will is an important health care document in estate planning as it provides clear and unambiguous directions of a person’s healthcare wishes at a time when they cannot speak for themselves. It avoids uncertainty when emotions are...
How to Cancel a Living Will
A Living Will is a vital component in your estate-planning efforts. As important as writing a Living Will, is knowing how and when it is effective, who can change it, and who can revoke it. A Living Will, also known as an advance directive, is a document that guides...
Marriage
What is a Common Law Marriage?
If you are in love with someone, you may be wondering about your options as you plan to start your life together. Legal marriage is not always the preferable fit for some couples. If you are seeking an official relationship status without the paperwork, you may aim...
What is a Maiden Name vs a Married Name
Marriage can change everything. When people wed each other, they begin sharing bills, responsibilities, joys, sorrows, and everything else that life brings. In many cases, the married couples will even share the same last name. Often, the woman in a marriage is the...
The History of Gay Marriage
At LegalShield, our mission is to make access to justice available for all. We want to give people the legal access they deserve, when life throws legal concerns their way. We’ve assisted millions of people and businesses in protecting their rights for over 50 years....
Member Benefits
Supporting Maui Wildfire Recovery Efforts
Photo credit: Pacific Missile Range Facility contractors Albert Niau-Kanahele and David Planas move donations to be shipped to Maui to help wildfire victims, at Pacific Missile Range Facility, Hawaii, Aug. 13, 2023. PMRF, located on the island of Kauai, began...
How Will Artificial Intelligence Change the Justice System?
By now, many of us know a little about AI (artificial intelligence), but what does AI stand for and why is it important for us? We’ve seen films about robots and computers becoming self-aware and either trying to save or destroy the world. We’ve heard about robotic...
The Future of Legal Services: Lawyers by Subscription?
Interview with LegalShield CEO Warren Schlichting on the Is That Even Legal? Podcast “The law impacts almost everything we do, several times a day. Sometimes we break the law and don’t even know it! Attorney Bob Sewell explores what is legal in today’s society...
Minors
Back to School: Everything Parents Need to Know This Year
COVID-19 and back to school 2022 Backpacks, check. School supplies, check. But what else do you need to cross off to make sure your child is prepared for a safe and healthy school year? Over the past few years, the pandemic has changed a lot within schools, and...
Animal Protection: How to Give Justice to Pets in Need
A viral video has shocked and upset pet lovers online Recently, a hard-to-watch video has surfaced online revealing a man beating his dog in the back seat of his car outside a gas station in South Ft. Meyers, Florida. The Lee County Sherriff’s office filed a civil...
Cyberbullying on Social Media: 5 Tips for Prevention
Begged people to stop cyberbullying her In a recent post, a celebrity pleaded for cyber trolls to stop bullying her on social media, saying, “I beg of you, truly…I’m minding my business, I don’t do anything, I don’t say anything.” It’s no secret that social media has...
Real Estate
Common Legal Questions to Ask Following a Hurricane
Photo above: Hurricane Idalia gradually intensifying on the morning of August 29, 2023. ABI imagery from NOAA's GOES-16 Satellite (Source: Wikipedia). After a hurricane makes landfall, you probably have a lot of questions about insurance and repairs. Understanding the...
Real Estate Housing Market 2023 – What You Need to Know
The US housing market has been a wild ride for the last few years. If you’ve been keeping up with real estate market news, you know that it is difficult to make an accurate housing market forecast. But homeowners, buyers, sellers, landlords, brokers and more are all...
Do You Need Moving Insurance?
Moving is a huge project, even if you are just moving across the street. If you are hiring movers to help, that adds a whole new layer of complexity. Movers are professionals, but accidents can still happen. Getting insurance for moving will help protect you from high...
Small Business
Celebrate Small Business Week 2023
At LegalShield, we support entrepreneurs every day, but we’re particularly excited about Small Business Week 2023 from April 30 – May 6. Small business owners and communities across the country are invited to participate in National Small Business Week and support the...
What is Digital Real Estate & How Does it Work?
Everything you need to know about the wide world of digital real estate Most of us have heard of real estate before. It’s a parcel of land that you can own, as well as the structures and natural resources that come with it. So, what is digital real estate? It is the...
How to File Your Own Small Business Taxes
Filing taxes as a small business You are a hard-working business owner. You probably have deadlines to meet, employees to work with, rent to pay, and a hundred other things to think about on a daily basis. Tax season can creep up on even the most detailed business...
Small Business Debt Collection
Small Business Debt Collection Options
Small Business Debt Collection Seeking outside help is often the last resort for those looking to resolve an issue in their business. In the case of debt collection, hiring an attorney, or working with a debt collection agency may seem to defeat the purpose of what...
How to Collect Money Owed to a Small Business
Seeking Late Payments If you are a small business owner seeking payment from an overdue account or unpaid invoice, you may be left wondering how to get paid. You’re entitled to the money but could be unsure what steps you can take or just how far you can press things....
Debt Collection in Small Claims Court
Debt collection is one of the most common legal issues faced by small business owners. In addition to the effect unpaid invoices have on your bottom line, debt collection can be stressful and time-consuming. Your LegalShield provider law firm is ready to help by...
Taxes
How to File a Tax Extension
Taxes, taxes, taxes. Around this time of year, taxes seem to be all you can think about. But even if they are constantly on your mind, it’s easy to miss the window when you are supposed to file the paperwork. What happens if you miss the deadline to file your tax...
Will Child Tax Credit Payments Continue in 2023?
Here's what parents need to know Taxes can be confusing enough, but if you are a parent, tax season can bring up an entirely new batch of questions. What is the Child Tax Credit? Will payments continue in 2023? Do you qualify? How much can you claim for each of your...
Estate Planning Tips: Understand & Reduce Your Estate Taxes
Estate planning is a general term that can apply to many different areas of life. However, in its broadest sense, estate planning is the transfer of responsibility and ownership over property to parties legally obligated to respect the wishes of the original property...
Traffic Violations
Auto Theft is on the Rise; 7 Tips to Protect Your Vehicle
A viral social trend is causing dramatic spikes in car theft Cities across the U.S. are suddenly seeing a dramatic uptick in auto theft, and many believe this hike is linked to a viral social craze. In the video, a person demonstrates how to start a car without a key...
8 Tips for Rideshare Drivers to Protect Themselves
Passenger attacked driver over canceled rideshare A rideshare driver captured a disturbing video on his dashcam while driving one March night in southern Los Angeles – after arguing about a canceled ride, his passenger repeatedly attacked him. The driver received a...
7 Important Tips to Remember if You Receive a Traffic Ticket
Let’s face it, we’re all human, which means we can all make mistakes while driving. We may inadvertently speed, roll through a stop sign, or pick up that phone call from a family member. Getting pulled over by a police officer and being issued a ticket can not only be...
Uncategorized
5 Things Elon Musk May Tweak on Twitter
Less censorship on Twitter It’s official: Elon Musk is buying Twitter for $44 billion in order to preserve free speech and limit censorship on the platform. Censorship is defined as “the suppression of any parts of books, films, news, etc., that are considered...
Photographic Privacy: Can You Take That Picture?
In the age of the internet and all things public, it might feel like your right to snap photos anytime is absolute. But is it? Let’s take a look issues surrounding privacy in regards to photography and videography. Intrusion Upon Seclusion Contrary to what popular...
Protect Yourself with 2016’s Top Legal Tips
Each year 57 million Americans experience some type of legal event. These events range from creating a Will to dealing with a speeding ticket. Understanding the nature of these issues will help you avoid problems and handle whatever comes your way. The following tips...
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